Discover
Credit card rewards Discover Open Road Card
The Discover Open Road Card – Restaurant.com Gift Certificate, issued by Discover, is designed for those with very good credit who would like to earn cash rewards on gas and auto maintenance expenses.
Through the reward program, cardholders earn a full 2% Cashback Bonus automatically at any gas station and any restaurant. In addition, you’ll earn a full 1% unlimited Cashback Bonus on all other purchases after your total annual purchases exceed ,000, and other purchases that are part of your first ,000 will earn .25%. You can also earn between 5% and 20% Cashback bonus when you shop with over 150 online retailers through ShopDiscover.com, Discover’s exclusive online shopping mall.
There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.
As an added bonus, cardholders can earn up to a double Cashback Bonus when redeeming their rebates for gift certificates from participating Discover Card Partners. Plus, they receive a free Restaurant.com gift certificate with first purchase!
In addition to the rewards program, the card also provides several platinum benefits, including travel accident insurance, auto rental insurance, and various fraud and security protection services.
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This card has an attractive 0% introductory APR on purchases and balance transfers for 12 months. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.
Therefore, those who plan to use their Cashback Bonus award at participating retailers (to earn double cash rebates) and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover Open Road Card – Restaurant.com Gift Certificate has to offer.
Open Road Card for Students, issued by Discover, is designed for students who would like to earn cash rewards for their gas and auto maintenance expenses.
Through the rewards program, students can earn a full 5% Cashback Bonus on your first 0 in gas and auto maintenance purchases each month for up to ,200 each year. In addition, cardholders earn up to 1% for general purchases and can earn between 5% and 20% Cashback bonuses shopping at over 150 online retailers through ShopDiscover.com!
You will receive a 1% unlimited Cashback Bonus on all purchases after your total annual purchases exceed ,000, and other purchases that are part of your first ,000 will earn .25%. Rewards are redeemable in increments.
Cardholders also earn a 0.25% Cashback Bonus at select warehouse clubs and discount stores, and they can earn a double Cashback Bonus when redeeming their rewards for gift certificates from participating Discover Card Partners. There is no yearly limit to the amount of rewards that may be earned and rewards do not expire as long as the account is active within an 18-month period.
The card also provides standard benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.
The APR for this card is reasonable and there is no annual fee. There is also a 0% introductory APR that applies to purchases for nine months.
Therefore, students who plan to use their Cashback Bonus award at participating retailers (to earn double cashback rewards) and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover Open Road Card for Students has to offer.
http://american-credit-card.com/creditcards/?adv=Discover
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